First Trust & Savings Bank Benefits
Welcome to our Mortgage Center!
We offer preapprovals, so you can shop for your home knowing that you can afford the mortgage. Click APPLY NOW to get started.
You can call (Watseka Banking Center 815-432-2494 or Clifton Banking Center 815- 694-2329) or email one of our mortgage professionals to answer any of your questions or ask for advice.
We offer loan options with no down payment requirements and low down payment requirements including fixed rate mortgages, USDA Rural Development mortgages, and home equity lines of credit. Please contact us for any questions, or click Check Rates to see the loan options available to you.
We also can assist with FHA/VA loans by contacting our Watseka Banking Center or emailing email@example.com.
Keep an eye on rates by signing up for Rate Watch to have rates emailed to you. You may choose to have rates emailed to you when they reach your desired rate, or on a regular basis.
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